Financing
It is our mission to provide you with affordable, high quality treatment that fits your budget! Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered. Charges are payable at the time of treatment. For your convenience, we offer a range of payment options, which we thoroughly explain to meet your needs. Please ask us about financing options, credit card payments and bank drafts.
We accept Visa, MasterCard, Discover, American Express and most insurance benefits. We also offer in-house financing through Care Credit to make dentistry affordable for all patients who desire it.
Please ask our financial coordinator, and she will review our payment options to accommodate your financial needs.
Additionally, we will submit all insurance claims for you. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us within 30 days to avoid further charges.
Insurance
Our office is committed to helping you maximize your insurance benefits. Because insurance policies vary greatly, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion must be paid at the time of service. As a service to our patients, we will bill insurance companies for services and allow them 30 days to render payment. After 30 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous staff is always available to answer them.
For new patients, please fully complete and sign the insurance information page we have mailed to you or you have downloaded from our site. For existing patients, if you have not been to our office in a while, you will need to update all of your information and fill out new forms.
Please remember that dental insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.
All co-pays are due in full at the date of service unless other arrangements have been previously made. If you do not have insurance, your balance is due in full at the date of service unless other arrangements have been previously made.
Our office happily accepts:
Aetna PPO
Delta Dental PPO/Premier
Guardian
LEHB
Metlife
The Aetna Vital Savings Dental Plan is a discount dental program designed to help members save on dental care costs.
- Discount Program: Unlike traditional dental insurance, the Aetna Vital Savings plan offers discounts on dental services rather than covering costs through insurance benefits.
- Network of Providers: Members gain access to a network of participating dental providers who offer reduced fees for a variety of dental procedures.
- Features:
- Discounts: Offers savings of 15% to 50% on many dental services, including routine check-ups, cleanings, fillings, and more.
- No Waiting Periods: Members can start using the plan immediately without waiting periods, making it a flexible option for those who need dental care right away.
- No Deductibles or Copays: The plan does not involve deductibles or copays; instead, members pay reduced rates directly to participating dentists.
- Benefits:
- Cost Savings: Provides significant discounts on dental services, potentially reducing out-of-pocket expenses for dental care.
- Convenience: Simplifies the payment process with discounted rates, avoiding the complexity of insurance claims and paperwork.
- Flexibility: No need for pre-authorization or referrals to see specialists within the network.
- Eligibility:
- Open Enrollment: Available to individuals and families, with the option to enroll at any time, not just during open enrollment periods typical of traditional insurance.
- Limitations:
- Not Insurance: It is important to note that it is not a dental insurance plan and does not cover costs in the same way; rather, it offers discounted rates from participating providers.
- Network Restriction: Discounts are only available at participating dental offices, so members must use network providers to benefit from the savings.